How Varto works

Varto makes global money transfers easy. Currently available for U.S.–Philippines, with more corridors coming soon.

With Varto, users can initiate international transfers through a modern mobile app, see clear pricing before sending, and avoid hidden fees or confusing exchange rates. Whether you’re supporting family, getting paid for freelance work, or managing finances across borders, Varto helps your money move with confidence.

To make transfers faster and more efficient, Varto leverages modern blockchain technology and supported stablecoins, working with trusted, licensed partners which provide custodial digital asset wallet infrastructure. Funds are delivered to recipients through licensed local payout partners in accordance with applicable laws and regulations.

Varto is operated by Zuger-see Financial LLC, a U.S.-based Money Services Business registered with the U.S. Department of the Treasury’s Financial Crimes Enforcement Network (FinCEN). Varto is not a bank and does not hold customer funds.